About Bhavana Yarasuri, ARK Analyst
Bhavana joined ARK as a Fintech (Financial Technologies) and Next Generation Internet Thematic analyst in November 2016. She focuses on digital payments, mobile payments, digital banking, and consumer finance.
Prior to ARK, Bhavana worked to develop payment products and software for American Express. Following that, she worked with the United Nations and Nuru International, where she was actively involved in developing and understanding financial educational tools and services in emerging markets. Bhavana has a Master of Arts degree in International Policy Studies with a concentration in International Political Economy from Stanford University, and a Master in Management degree from the London School of Economics.
Research by Bhavana Yarasuri, ARK Analyst
December 20, 2018 | by Bhavana Yarasuri, ARK Analyst | Digital
Digital wallets are emerging and could upend traditional branch-based banking networks globally during the next five to ten years. Already in China and Kenya, Alipay and M-Pesa have on-boarded hard-to-reach customers with digital wallets, offering access to payment platforms, investments, loans, insurance and asset management. Such wallet ecosystems are revolutionizing the delivery of banking products […]October 20, 2017 | by Bhavana Yarasuri, ARK Analyst | Digital
Digitization is unlocking voluminous amounts of data in every industry around the world. Businesses and individuals now are creating 2.5 quintillion bytes of data daily and, during the past five years, have generated 90% of all of the data ever recorded in human history, as shown below.1 Data aggregators like Facebook, Tencent, and Google have […]May 04, 2017 | by Bhavana Yarasuri, ARK Analyst | Digital
Cash transactions play a dominant role in the lives of millions of people around the world: Cash is the leading payment instrument for day-to-day purchases such as groceries, petrol, and in some cases, even real estate. For Khin San, a small farmer from Myanmar, cash is central to her livelihood. She often travels with large amounts […]